No Commissions
You won't pay any real estate commissions, and we cover your closing costs.
Get a fair cash offer for your St. Louis County home, skip the repair list, and close in as little as 7 days.
Four quick fields. Free and no obligation.

If you're looking for an honest cash offer for your house in St. Louis, call these guys!
Everything that slows a traditional sale down, removed.
You won't pay any real estate commissions, and we cover your closing costs.
No repairs, no cleaning, no showings. We buy the house exactly as it sits today.
Close in as little as 7 days, or later if you need time to plan your move.
A St. Louis team buying with our own funds for over 10 years. We don't just make offers. We close.
If you’re thinking “I need to sell my house fast in St. Louis County,” you’re in the right place. We buy houses across the county with our own cash, as-is, and we can close in as little as 7 days. You won’t make repairs, you won’t host showings, you won’t pay commissions, and we cover your closing costs.
We’re Swift Home Buys, a local, family-owned home buyer that has worked in the St. Louis area for over 10 years. We’re not agents. When we make an offer on your house, we’re the buyer, and we close.
St. Louis County wraps around the City of St. Louis, and it’s made up of dozens of separate municipalities plus unincorporated areas. Each town has its own character, its own housing, and often its own rules for selling a house. A post-war ranch in Florissant, a 1920s two-story in Webster Groves, and a newer build in Wildwood are three completely different sales.
That’s why we look at your house, on your street, in your town, instead of applying one county-wide number. Here’s a quick look at the parts of the county we buy in most.
North County is full of solid brick ranches and split-levels built in the decades after World War II. Many of them are owned by the same family that bought them new, which is why we hear from a lot of heirs and longtime owners here. If you’ve been searching “sell my house fast Florissant,” we buy houses in Florissant, MO, and the surrounding towns, including Hazelwood, Ferguson, Bridgeton, Spanish Lake, and Black Jack.
South County homeowners tend to stay put for a long time, so houses often come to market after decades of living, and sometimes after a loss in the family. We have dedicated pages for selling in Affton, Oakville, Mehlville, Lemay, Sunset Hills, Crestwood, and Fenton. Kimberly L. from Affton sold us her dad’s house, and her words say it better than we can:
“My dad and I never felt pressured on the sale of his house. The house was in pretty bad shape, but they didn’t judge us on it.”
Kimberly L., Affton, MO
West County homes are often larger and higher in value. A cash sale isn’t always the right fit for a move-in-ready house here, and we’ll tell you that honestly. Where we help most is with houses that need real work, estates that need a clean and simple sale, and owners who are relocating on a deadline. If you need to sell your house fast in Chesterfield, Ballwin, Manchester, Ellisville, or anywhere in West County, we’re happy to take a look and give you a straight answer.
Mid-County has some of the oldest housing in the county, with plenty of character and plenty of deferred maintenance behind the plaster. Older electrical, original windows, and aging foundations are common, and they’re exactly the kind of thing we buy as-is. We also have pages for selling in Kirkwood and Webster Groves.
Here’s something that catches a lot of St. Louis County sellers off guard: many municipalities in the county require a point-of-sale inspection or an occupancy permit before a house can change hands. The city inspector walks through, makes a list, and certain items have to be addressed before the new owner can move in. The requirements are different from one town to the next.
On the open market, that list usually becomes your list: repairs to make, contractors to schedule, and re-inspections to wait for, all while the buyer’s financing clock is running. When you sell to us, you don’t make the repairs. We’ll walk you through how your city’s process works for your specific address before you decide anything.
For context, homes that sold nationally in September 2026 spent a median of 33 days on the market, according to the National Association of Realtors, and a financed purchase then takes about another month to close. Add the prep work and a municipal inspection, and a traditional county sale can easily take two to three months or more.
With us, it looks like this: one visit, a no-obligation cash offer with our math explained, and a closing date you choose, as soon as 7 days out. We buy houses for cash, we don’t use bank financing, and our offer isn’t contingent on an appraisal. Our offers are below full retail value, because we take on the repairs, the inspection list, and the risk. We aim for a price that’s fair for you and fair for us.
Plenty of companies advertise “we buy houses cash” across St. Louis County. Here’s the truth: many of them are wholesalers who put your house under contract and then try to sell that contract to a real buyer. If they can’t find one, your sale falls through. Ask anyone you talk to, “Are you buying my house with your own money?” We are. Read more in Don’t Be Fooled by Advertising.


The seller was relocating and wanted a simple sale on their own schedule. The house had been lived in and cared for, but it was dated: older bathrooms, worn flooring and a basement that was only partly finished.
We bought it as-is and closed in 6 days. Then we brought it up to date: new plank flooring, fresh paint throughout, new lighting, a remodeled bathroom and half bath, and a finished basement with new carpet.
See all the before and after photosBoth can be the right call. Here's what changes when speed matters most.
| Topic | Swift Home Buys | Listing With an Agent |
|---|---|---|
| Commissions and fees | None | Agent commission plus seller closing costs |
| Repairs and cleaning | None, sell as-is | Usually expected before listing or after inspection |
| Showings | One short visit | Open houses and repeated showings |
| Time to close | As little as 7 days, on your date | Often two to three months from listing |
| Financing risk | None, we buy with our own cash | The buyer's loan can fall through |
Have a move-in-ready house and time to wait? Listing may get you more, and we'll tell you so. See the full comparison.
Selling your St. Louis County house to Swift Home Buys is quick and simple.
Get My Cash OfferShare a few details online, or call or text us.
We visit once to see the house and meet you in person.
A no-obligation, all-cash offer, with our math explained.
You choose the closing date and get cash in hand.
We buy houses in any condition across St. Louis County, including:
Real reviews from St. Louis-area homeowners who sold to us.
No. You don’t make the repairs when you sell to us. Requirements vary by municipality, so we’ll walk you through how your city handles the sale of your specific property before you decide.
We can close in as little as 7 days. If you need more time, you choose a later closing date.
Yes. We buy houses in Florissant and throughout North County, including Hazelwood, Ferguson, Bridgeton, Spanish Lake, and Black Jack, in any condition.
We’ll look at any house in St. Louis County. For move-in-ready homes, listing with an agent may get you more, and we’ll tell you if we think that’s your better option.
No repairs. We buy as-is, in any condition. Sellers like Deborah Lydon have left unwanted items in the property when they sold to us.
No commissions, and we cover the closing costs. Any mortgage, lien, or back taxes are paid off from the sale at closing.
Often, yes. The personal representative usually needs to be appointed by the St. Louis County probate court, and some sales need court approval. We can work alongside the process. This isn’t legal advice, so check with a probate attorney.
Yes. We buy rentals with tenants in place, so you don’t need to wait for a lease to end.
Get your fair, no-obligation cash offer and pick the closing date that works for you.