We Buy Houses in St. Louis City

We Buy Houses in St. Louis City, in Any Condition

If you need to sell a house in the City of St. Louis, here’s the short version: we buy city houses with our own cash, as-is, and we can close in as little as 7 days. No repairs, no showings, no commissions, and we cover your closing costs.

We’re Swift Home Buys, a local, family-owned company that has helped St. Louis homeowners for over 10 years. We’re not agents and we don’t list houses. When we make you an offer, we’re the ones buying. That matters more than most people realize, and we’ll explain why below.

Selling a House in the City of St. Louis

The City of St. Louis has been its own independent city, separate from St. Louis County, since 1876. That’s more than trivia when you sell: city property, city taxes, and, if a house is inherited, the City of St. Louis probate court all run separately from the County’s.

The city is also known for its older brick homes, and older homes come with older-home problems: tired roofs, tuckpointing that’s overdue, original plumbing and wiring, and foundations that have settled over the decades. On the open market, those are exactly the things that show up on a buyer’s inspection report and turn into repair requests or a lower price at the last minute. When you sell to us, they’re our problem, not yours.

Neighborhoods we buy in

We buy across the city, from Soulard, Benton Park, and Tower Grove South to The Hill, Dogtown, Shaw, and the Central West End, and down through Bevo Mill, Dutchtown, Carondelet, and Princeton Heights. If your house is in one of these neighborhoods or nearby, we want to hear about it.

Selling a City House Fast: What That Looks Like With Us

When a city homeowner tells us “I need to sell my house fast,” it usually means one of a handful of things: an inherited house nobody wants to manage, a rental that has stopped being worth the headaches, a house that needs more repairs than anyone can afford, or a move that can’t wait. Here’s how a sale with us works:

• One visit. We come out once to see the house and meet you. No open houses, no strangers walking through on a Saturday.
• A fair cash offer, explained. We look at the location, the repairs needed, the condition, and what similar houses nearby have sold for, and we walk you through the math.
• Your closing date. As little as 7 days, or later if you need time to move. You don’t make any repairs, and you won’t pay commissions or closing costs.

Our offers are below full retail value, because we take on the repairs and the risk. We’ll always be upfront about that. What we aim for is a price that’s fair for you and fair for us.

Cash Buyers in the City: Make Sure the Buyer Actually Buys

Here’s the truth about a lot of the “cash for houses” signs and postcards around St. Louis: many of the companies behind them don’t buy houses. They’re wholesalers. They put your house under contract, then try to sell that contract to someone else, and if they can’t, your deal falls apart and you’re back at square one.

We use our own funds and we don’t rely on bank financing, so you don’t have to wonder whether we can close. Before you sign with anyone, ask one simple question: “Are you buying my house, or assigning the contract to someone else?” Our article Don’t Be Fooled by Advertising covers how to tell the difference.