No Commissions
You won't pay any real estate commissions, and we cover your closing costs.
We Buy Houses in Lincoln County, MO
From Troy to Elsberry, sell your Lincoln County home as-is for cash, on your timeline.
- Close in as little as 7 days
- Sell as-is, in any condition
- No commissions, closing costs covered
Get Your Cash Offer
Four quick fields. Free and no obligation.
This company has been extremely helpful, and easy to work with. The offer was fair and reasonable. Everything was explained in an easy to understand manner.
Why Lincoln County Homeowners Sell to Us
Everything that slows a traditional sale down, removed.
Sell As-Is
No repairs, no cleaning, no showings. We buy the house exactly as it sits today.
You Pick the Date
Close in as little as 7 days, or later if you need time to plan your move.
Local and Family-Owned
A St. Louis team buying with our own funds for over 10 years. We don't just make offers. We close.
We Buy Houses in Lincoln County, MO
We buy houses in Lincoln County, MO, including Troy, Moscow Mills, Elsberry, Winfield, and Old Monroe. We buy as-is with our own cash, we can close in as little as 7 days, and you won’t pay commissions or closing costs.
We’re Swift Home Buys, a local, family-owned home buyer that has served the St. Louis area for over 10 years. We’re not agents, and we don’t list your house and hope. We buy it.
Selling a Home in Lincoln County
Lincoln County sits just north of St. Charles County, with Troy as the county seat and towns strung along Highway 61. It’s a mix of newer homes in growing areas like Troy and Moscow Mills and older homes and rural properties in places like Elsberry, Silex, Foley, and Hawk Point.
Smaller markets have fewer buyers shopping at any one time, so a traditional listing here can sit longer than it would closer to the city. Rural properties add more steps: well and septic inspections, survey questions, and lenders who want everything in order before they’ll approve a loan. When you sell to us, you skip all of that.
Troy and Moscow Mills
Troy and Moscow Mills are where most of the county’s homes are. If you need to sell your house fast in Troy, MO, or nearby, we’ll come out once, see the house, and make you a fair cash offer.
Elsberry, Winfield, Old Monroe, and the rest of the county
From the river towns to the farmland in between, we buy houses throughout Lincoln County, whatever the condition, whether it’s a family home you inherited or a property that needs more work than it’s worth to you.
“Who Will Buy My House for Cash?” in a Smaller Market
When you search “buy my house for cash,” you’ll see a lot of companies that claim to cover everywhere. Here’s the truth: many are wholesalers who put your house under contract and then try to sell that contract to someone else. In a smaller market like Lincoln County, that’s even riskier, because there are fewer investors for them to pass the deal to.
We buy with our own funds and don’t use bank financing, so when we agree on a price, we close. Before you sign with any of the companies that buy your home for cash, ask: “Are you buying it, or assigning the contract?” Read more in Don’t Be Fooled by Advertising.
A Quick Sale of Your Home, Without the Open-Market Wait
A quick sale with us is simple: one visit, a no-obligation cash offer with our math explained, and a closing date you choose, as soon as 7 days out. You don’t make repairs, you won’t pay commissions, and we cover the closing costs.
Our offers are below full retail value, because we take on the repairs and the risk, and we’ll always be upfront about that. We aim for a price that’s fair for you and fair for us, and we work around your life, not the other way around:
“Despite needing extra time to vacate my home 15 days after closing, they accommodated my request without any issue. I truly appreciate their efforts in making this sale as smooth as possible, especially since it was my mother’s cherished home.”
Bryan Medlin, Google review
Cash Sale vs. Listing With an Agent
Both can be the right call. Here's what changes when speed matters most.
| Topic | Swift Home Buys | Listing With an Agent |
|---|---|---|
| Commissions and fees | None | Agent commission plus seller closing costs |
| Repairs and cleaning | None, sell as-is | Usually expected before listing or after inspection |
| Showings | One short visit | Open houses and repeated showings |
| Time to close | As little as 7 days, on your date | Often two to three months from listing |
| Financing risk | None, we buy with our own cash | The buyer's loan can fall through |
Have a move-in-ready house and time to wait? Listing may get you more, and we'll tell you so. See the full comparison.
Our Simple 4-Step Process
Selling your Lincoln County house to Swift Home Buys is quick and simple.
Get My Cash Offer-
Tell Us About Your Property
Share a few details online, or call or text us.
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Set an Appointment
We visit once to see the house and meet you in person.
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Get a Fair Offer
A no-obligation, all-cash offer, with our math explained.
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Close the Deal
You choose the closing date and get cash in hand.
Where We Buy Houses in Lincoln County
We buy houses in any condition across Lincoln County, including:
- Troy
- Moscow Mills
- Elsberry
- Winfield
- Old Monroe
- Foley
- Hawk Point
- Silex
Read What Our Clients Are Saying
Real reviews from St. Louis-area homeowners who sold to us.
Selling a House in Lincoln County: Your Questions
Do you buy houses in Lincoln County, MO?
Yes. We buy houses in Troy, Moscow Mills, Elsberry, Winfield, Old Monroe, Foley, Hawk Point, Silex, and the rest of Lincoln County, in any condition.
Will you buy a rural property or a house that needs a lot of work?
Yes. We buy as-is, including rural properties with acreage and houses that need major repairs.
How fast can I sell my house in Troy or elsewhere in Lincoln County?
We can close in as little as 7 days, or on a later date you choose.
Do I pay commissions or closing costs?
No commissions, and we cover the closing costs. Any mortgage or liens are paid off from the sale at closing.
Can you buy an inherited house in Lincoln County?
Often, yes, including houses in probate once the personal representative can sell. See our guide to selling an inherited home in probate. This isn’t legal advice.
How do you decide how much to offer?
Great question, and we’re an open book. We look at the location, the repairs needed, the condition, and recent nearby sales, and we walk you through exactly how we got to our number.
Ready to Sell Your Lincoln County House?
Get your fair, no-obligation cash offer and pick the closing date that works for you.