No Commissions
You won't pay any real estate commissions, and we cover your closing costs.
Sell Your House As-Is in St. Louis
We buy St. Louis houses for cash in any condition. No repairs, no cleaning, no inspections, and you pick the closing date.
- Close in as little as 7 days
- Sell as-is, in any condition
- No commissions, closing costs covered
Get Your Cash Offer
Four quick fields. Free and no obligation.
Why St. Louis Homeowners Sell to Us
Everything that slows a traditional sale down, removed.
Sell As-Is
No repairs, no cleaning, no showings. We buy the house exactly as it sits today.
You Pick the Date
Close in as little as 7 days, or later if you need time to plan your move.
Local and Family-Owned
A St. Louis team buying with our own funds for over 10 years. We don't just make offers. We close.
Sell Your House As-Is in St. Louis
Want to sell your house as-is in St. Louis? We buy houses for cash in any condition, with no repairs, no cleaning, and no inspections, and we can close in as little as 7 days or on a later date you choose. You won’t pay commissions, and we cover your closing costs.
We’re Swift Home Buys, a local, family-owned home buyer that has helped St. Louis-area homeowners for over 10 years. We use our own funds, so the condition of your house never depends on what a bank’s appraiser thinks of it.
What Selling As-Is Really Means
Selling as-is means you won’t fix anything before you sell. It doesn’t mean you can hide problems. In Missouri, sellers are generally expected to disclose known material defects, like a leaking roof, foundation movement, or past water damage. Being upfront protects you, and it means the offer you agree to is the offer you get. This isn’t legal advice, so talk with a real estate attorney if you have questions about disclosure.
Why “as-is” is hard on the open market
You can list a house as-is with an agent, but most buyers still use a mortgage. Their lender sends an appraiser and their inspector writes up every problem. A house that needs a roof, a furnace, or electrical work can fail the loan requirements outright, and buyers who do stay usually come back asking for repairs or a lower price. That’s how an as-is listing turns into months of renegotiating.
We buy houses in any condition
Need to sell a house that needs repairs? Whether it’s a few small fixes or a house needing major repairs, we buy it as-is, including:
- Houses that need a roof, windows, furnace, air conditioning, or water heater
- Outdated kitchens and bathrooms, old wiring, and old plumbing
- Houses with foundation problems, water damage or mold, or fire damage
- Houses full of belongings. Sellers have left unwanted items behind instead of hauling everything out.
See what that looks like in real life: houses we’ve bought as-is, before and after.
How We Price an As-Is House
We’re an open book about this. We look at the location, the repairs needed, the current condition, and what comparable houses nearby have sold for recently, and we walk you through how we got to our number. Our offers are below full market value because we take on the repairs and the risk. If your house only needs a little work and you have time to list, an agent may get you more, and we’ll tell you so. You can compare both paths on our Compare page.
The steps are simple: tell us about the house, we visit once, you get a no-obligation cash offer, and you pick the closing date. See every step on our How It Works page.
We buy as-is houses across St. Louis City, St. Louis County, St. Charles County, and Jefferson, Franklin, and Lincoln counties.
As-Is Cash Buyers: Real Buyers Close
A lot of “we buy houses as-is” companies are wholesalers who never plan to buy your house. They put it under contract, then try to sell that contract to someone else, and if they can’t, the deal falls apart weeks later. Ask anyone you talk to whether they’re buying with their own money. We are, and we close through a title company. Read Don’t Be Fooled by Advertising for the warning signs.
Cash Sale vs. Listing With an Agent
Both can be the right call. Here's what changes when speed matters most.
| Topic | Swift Home Buys | Listing With an Agent |
|---|---|---|
| Commissions and fees | None | Agent commission plus seller closing costs |
| Repairs and cleaning | None, sell as-is | Usually expected before listing or after inspection |
| Showings | One short visit | Open houses and repeated showings |
| Time to close | As little as 7 days, on your date | Often two to three months from listing |
| Financing risk | None, we buy with our own cash | The buyer's loan can fall through |
Have a move-in-ready house and time to wait? Listing may get you more, and we'll tell you so. See the full comparison.
Our Simple 4-Step Process
Selling your house to Swift Home Buys is quick and simple.
Get My Cash Offer-
Tell Us About Your Property
Share a few details online, or call or text us.
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Set an Appointment
We visit once to see the house and meet you in person.
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Get a Fair Offer
A no-obligation, all-cash offer, with our math explained.
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Close the Deal
You choose the closing date and get cash in hand.
Read What Our Clients Are Saying
Real reviews from St. Louis-area homeowners who sold to us.
Selling a House As-Is: Your Questions
Can I really sell my house without fixing anything?
Yes. We buy houses as-is, so you don’t repair, paint, clean, or stage anything. We visit once to see the house and make our offer based on its current condition.
Do you do an inspection?
No. There’s no inspection and no list of repair requests. We see the house once, and the offer we make reflects what we see.
Do I still have to disclose problems if I sell as-is?
Generally, yes. In Missouri, sellers are expected to disclose known material defects even when selling as-is. Being upfront protects you. This isn’t legal advice, so ask a real estate attorney about your situation.
How fast can you close on an as-is house?
We can close in as little as 7 days, or on a later date you choose.
Do I pay commissions or closing costs?
No. You won’t pay real estate commissions, and we cover the closing costs. Any mortgage or liens are paid off from the sale at closing.
Will I get less selling as-is?
Usually, yes, compared with a fully repaired house on the open market. But once you subtract repairs, commissions, closing costs, and months of carrying costs, the difference is often smaller than it first looks. We’ll walk you through the numbers either way.
Ready to Sell Your House?
Get your fair, no-obligation cash offer and pick the closing date that works for you.