No Commissions
You won't pay any real estate commissions, and we cover your closing costs.
Sell a House With Mold or Water Damage in St. Louis
We buy houses with mold, water damage, or wet basements for cash. Skip the remediation and repairs, and close on the date you choose.
- Close in as little as 7 days
- Sell as-is, in any condition
- No commissions, closing costs covered
Get Your Cash Offer
Four quick fields. Free and no obligation.
Why St. Louis Homeowners Sell to Us
Everything that slows a traditional sale down, removed.
Sell As-Is
No repairs, no cleaning, no showings. We buy the house exactly as it sits today.
You Pick the Date
Close in as little as 7 days, or later if you need time to plan your move.
Local and Family-Owned
A St. Louis team buying with our own funds for over 10 years. We don't just make offers. We close.
Sell a House With Mold or Water Damage in St. Louis
Trying to sell a house with mold or water damage in St. Louis? We buy water-damaged houses for cash, as-is, so you don’t have to pay for drying, remediation, or repairs first. We can close in as little as 7 days, or on a date you choose, with no commissions and closing costs covered.
We’re Swift Home Buys, a local, family-owned home buyer that has helped St. Louis-area homeowners for over 10 years. We buy with our own funds, so a buyer’s lender can’t back out over what an inspector finds.
Why Water Damage Scares Off Buyers
Plenty of St. Louis-area basements take on water in a hard rain, and a burst pipe or a slow roof leak can do serious damage before anyone notices. Once water gets into drywall, floors, and framing, mold can follow. When buyers and their inspectors see water stains, a musty smell, or visible mold, they start asking how far it goes, and many walk away rather than find out.
The cost of fixing it first
Doing it the traditional way usually means finding the source of the water, fixing it, drying everything out, removing damaged materials, and treating any mold before you list. Then you still pay commissions and wait on a buyer’s loan. If the house needs a new roof or waterproofing on top of that, the bills add up fast.
Be upfront about what you know
In Missouri, sellers are generally expected to disclose known material defects, and past water damage or mold is the kind of problem buyers expect to hear about. Tell us what you know. We’ll factor it into our offer up front, so there are no surprises at closing. This isn’t legal advice, so talk with a real estate attorney if you have questions about disclosure.
How a Sale to Us Works
Tell us about the house, we visit once, and you get a no-obligation cash offer with our math explained. Our offers are below full market value because we take on the repairs and the risk, and we’ll always be upfront about that. Then you pick the closing date. See the full process on our How It Works page, or read about selling a house with foundation problems, which often goes hand in hand with water in the basement.
We buy water-damaged houses across St. Louis City, St. Louis County, St. Charles County, and Jefferson, Franklin, and Lincoln counties, including river towns like Fenton.
Cash Buyers for Water-Damaged Houses: Real Buyers Close
Not every company that says “we buy houses” actually buys them. Many are wholesalers who put your house under contract and then try to sell that contract to another investor. If they can’t, the deal falls apart, often after they’ve asked for a lower price. Ask anyone you talk to whether they’re buying with their own money. We are, and we close through a title company. Read Don’t Be Fooled by Advertising for the warning signs.
Cash Sale vs. Listing With an Agent
Both can be the right call. Here's what changes when speed matters most.
| Topic | Swift Home Buys | Listing With an Agent |
|---|---|---|
| Commissions and fees | None | Agent commission plus seller closing costs |
| Repairs and cleaning | None, sell as-is | Usually expected before listing or after inspection |
| Showings | One short visit | Open houses and repeated showings |
| Time to close | As little as 7 days, on your date | Often two to three months from listing |
| Financing risk | None, we buy with our own cash | The buyer's loan can fall through |
Have a move-in-ready house and time to wait? Listing may get you more, and we'll tell you so. See the full comparison.
Our Simple 4-Step Process
Selling your house to Swift Home Buys is quick and simple.
Get My Cash Offer-
Tell Us About Your Property
Share a few details online, or call or text us.
-
Set an Appointment
We visit once to see the house and meet you in person.
-
Get a Fair Offer
A no-obligation, all-cash offer, with our math explained.
-
Close the Deal
You choose the closing date and get cash in hand.
Read What Our Clients Are Saying
Real reviews from St. Louis-area homeowners who sold to us.
Selling a House With Mold or Water Damage: Your Questions
Can I sell a house with mold?
Yes. We buy houses with mold and water damage as-is. You don’t need to pay for testing or remediation before selling to us.
Will you buy a house with a wet or flooded basement?
Yes. Basements that take on water, need waterproofing, or have flooded are something we see often, and we buy them as-is.
Do I have to tell you about past water damage?
Please do. In Missouri, sellers are generally expected to disclose known material defects. Being upfront protects you and means the offer you agree to is the offer you get. This isn’t legal advice.
Should I fix the water problem before I sell?
If it’s a small, clear fix and the rest of the house is in good shape, repairing it and listing may net you more, and we’ll tell you so. If the damage is spread out, the source is unclear, or there’s mold, selling as-is usually saves you the cost and the waiting.
How fast can I sell a water-damaged house?
We can close in as little as 7 days, or on a later date you choose.
Do I pay commissions or closing costs?
No. You won’t pay real estate commissions, and we cover the closing costs. Any mortgage or liens are paid off from the sale at closing.
Ready to Sell Your House?
Get your fair, no-obligation cash offer and pick the closing date that works for you.