No Commissions
You won't pay any real estate commissions, and we cover your closing costs.
Sell a House With Foundation Problems in St. Louis
We buy houses with cracked walls, settling, and other structural problems for cash. No repairs or engineers, and close on the date you choose.
- Close in as little as 7 days
- Sell as-is, in any condition
- No commissions, closing costs covered
Get Your Cash Offer
Four quick fields. Free and no obligation.
Why St. Louis Homeowners Sell to Us
Everything that slows a traditional sale down, removed.
Sell As-Is
No repairs, no cleaning, no showings. We buy the house exactly as it sits today.
You Pick the Date
Close in as little as 7 days, or later if you need time to plan your move.
Local and Family-Owned
A St. Louis team buying with our own funds for over 10 years. We don't just make offers. We close.
Sell a House With Foundation Problems in St. Louis
If you need to sell a house with foundation problems in St. Louis, we buy them for cash, as-is. Cracked walls, bowing basement walls, sloping floors, or a structural engineer’s report you’d rather not deal with: you don’t have to fix any of it first. We can close in as little as 7 days, or on a date you choose, with no commissions and closing costs covered.
We’re Swift Home Buys, a local, family-owned home buyer that has worked with St. Louis-area homeowners for over 10 years. We buy with our own funds, so a lender’s structural requirements never hold up the sale.
Why Foundation Problems Stall a Sale
A lot of the St. Louis area sits on clay soil that swells when it’s wet and shrinks when it’s dry, and that movement is hard on foundations over the years. Common signs are cracks in basement walls, doors and windows that stick, gaps around trim, and floors that slope.
On the open market, foundation problems are one of the fastest ways to lose a buyer. Inspectors flag them, buyers bring in structural engineers, and lenders may not approve a loan until the repair is done. Repairs can be expensive, and many buyers won’t take the risk even after a fix.
Should you repair before selling?
Sometimes it makes sense. If the repair is minor and the rest of the house is in good shape, fixing it and listing with an agent may net you more, and we’ll tell you that. But if the repair is major, the rest of the house needs work too, or you’re on a deadline, selling as-is to a cash buyer usually saves you the cost, the contractors, and the waiting.
Be upfront about what you know
In Missouri, sellers are generally expected to disclose known material defects, and foundation problems are a big one. If you have an engineer’s report or repair estimates, share them. They help us make an accurate offer. This isn’t legal advice, so ask a real estate attorney if you have questions about disclosure.
How a Sale to Us Works
Tell us about the house, we visit once, and you get a no-obligation cash offer with our math explained. Our offers are below full market value because we take on the repairs and the risk, and we’ll always be upfront about that. See every step on our How It Works page, or read about selling a house with water damage, which often comes with foundation trouble.
We buy houses with foundation problems across St. Louis City, St. Louis County, St. Charles County, and Jefferson, Franklin, and Lincoln counties.
Watch Out for Wholesalers
Foundation problems attract a lot of “we buy houses” mail, and many of those companies are wholesalers. They sign a contract with you, then try to sell that contract to another investor. If the structural issue scares that investor off, the wholesaler comes back with a lower number or walks away. Ask anyone you talk to whether they’re buying with their own money. We are, and we close through a title company. Read Don’t Be Fooled by Advertising for the warning signs.
Cash Sale vs. Listing With an Agent
Both can be the right call. Here's what changes when speed matters most.
| Topic | Swift Home Buys | Listing With an Agent |
|---|---|---|
| Commissions and fees | None | Agent commission plus seller closing costs |
| Repairs and cleaning | None, sell as-is | Usually expected before listing or after inspection |
| Showings | One short visit | Open houses and repeated showings |
| Time to close | As little as 7 days, on your date | Often two to three months from listing |
| Financing risk | None, we buy with our own cash | The buyer's loan can fall through |
Have a move-in-ready house and time to wait? Listing may get you more, and we'll tell you so. See the full comparison.
Our Simple 4-Step Process
Selling your house to Swift Home Buys is quick and simple.
Get My Cash Offer-
Tell Us About Your Property
Share a few details online, or call or text us.
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Set an Appointment
We visit once to see the house and meet you in person.
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Get a Fair Offer
A no-obligation, all-cash offer, with our math explained.
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Close the Deal
You choose the closing date and get cash in hand.
Read What Our Clients Are Saying
Real reviews from St. Louis-area homeowners who sold to us.
Selling a House With Foundation Problems: Your Questions
Do you buy houses with serious foundation damage?
Yes. We buy houses with cracked or bowing walls, settling, and other structural problems, as-is.
Do I need an engineer’s report before selling to you?
No. If you already have one, share it, because it helps us make an accurate offer. But you don’t need to get one to sell to us.
Is it better to fix the foundation first?
It depends on the size of the repair, the condition of the rest of the house, and your timeline. If a small repair would help you sell for more on the open market, we’ll tell you.
Do I have to disclose foundation problems when I sell?
Generally, yes. In Missouri, sellers are expected to disclose known material defects, and foundation problems are one of the most important. This isn’t legal advice, so ask a real estate attorney about your situation.
How fast can I sell a house with foundation problems?
We can close in as little as 7 days, or on a later date you choose.
Do I pay commissions or closing costs?
No. You won’t pay real estate commissions, and we cover the closing costs. Any mortgage or liens are paid off from the sale at closing.
Ready to Sell Your House?
Get your fair, no-obligation cash offer and pick the closing date that works for you.