No Commissions
You won't pay any real estate commissions, and we cover your closing costs.
Sell a Hoarder House in St. Louis, As-Is
We buy hoarder houses for cash, belongings and all. Take what matters to you, leave the rest, and close on the date you choose.
- Close in as little as 7 days
- Sell as-is, in any condition
- No commissions, closing costs covered
Get Your Cash Offer
Four quick fields. Free and no obligation.
Why St. Louis Homeowners Sell to Us
Everything that slows a traditional sale down, removed.
Sell As-Is
No repairs, no cleaning, no showings. We buy the house exactly as it sits today.
You Pick the Date
Close in as little as 7 days, or later if you need time to plan your move.
Local and Family-Owned
A St. Louis team buying with our own funds for over 10 years. We don't just make offers. We close.
Sell a Hoarder House in St. Louis, As-Is
If you need to sell a hoarder house in St. Louis, we buy them for cash, exactly as they are. You don’t have to sort, haul or clean anything. Take the things that matter to you and leave the rest. We can close in as little as 7 days, or on a date you choose, with no commissions and closing costs covered.
We’re Swift Home Buys, a local, family-owned home buyer that has helped St. Louis-area homeowners for over 10 years. Many of the houses we see are a parent’s or grandparent’s home that filled up over many years. We don’t judge. We just help you figure out the easiest way forward.
Why a Hoarder House Is Hard to Sell
A house packed with belongings is hard to show and harder to inspect. Buyers can’t see the floors, walls or systems, and many assume the worst. Clearing it out can take weeks of work, several dumpsters, and sometimes professional cleaners, before an agent can even take listing photos.
What the clutter can hide
Years of clutter often hide other problems: leaks, mold, pest damage, worn floors, or appliances and systems that stopped working long ago. Those surprises tend to show up during a cleanout, and they add to the cost and the time before a traditional sale.
You don’t have to clean it out
When you sell to us, the cleanout is our job. Take photos, papers, keepsakes and anything else you want to keep. Everything left behind goes with the house. Many families tell us this is the part that takes the weight off.
A House We Bought in St. Charles
In January 2026 we bought a house in St. Charles that was full of belongings and worn from pets. The seller was ready to move to a home that was easier to manage. They didn’t clear anything out or fix anything first, and we closed in 8 days. You can see the before and after photos on our Houses We’ve Bought page.
How a Sale to Us Works
Tell us about the house, we visit once, and you get a no-obligation cash offer with our math explained. You don’t need to clear a path through every room for us. Our offers are below full market value because we take on the cleanout, the repairs and the risk, and we’ll always be upfront about that. Then you pick the closing date. See every step on our How It Works page, or read about selling a house as-is.
If the house was a loved one’s, our guide to selling an inherited house covers probate and family questions. We buy houses across St. Louis City, St. Louis County, St. Charles County, and Jefferson, Franklin and Lincoln counties.
Choosing a Buyer for a Hoarder House
Houses like these attract a lot of “we buy houses” mail, and many of those companies are wholesalers who never plan to buy. They put the house under contract and try to sell that contract to someone else. If the condition scares off their investor, they come back with a lower number or walk away. Ask whether the buyer is using their own money. We are, and we close through a title company. Read Don’t Be Fooled by Advertising for the warning signs.
Cash Sale vs. Listing With an Agent
Both can be the right call. Here's what changes when speed matters most.
| Topic | Swift Home Buys | Listing With an Agent |
|---|---|---|
| Commissions and fees | None | Agent commission plus seller closing costs |
| Repairs and cleaning | None, sell as-is | Usually expected before listing or after inspection |
| Showings | One short visit | Open houses and repeated showings |
| Time to close | As little as 7 days, on your date | Often two to three months from listing |
| Financing risk | None, we buy with our own cash | The buyer's loan can fall through |
Have a move-in-ready house and time to wait? Listing may get you more, and we'll tell you so. See the full comparison.
Our Simple 4-Step Process
Selling your house to Swift Home Buys is quick and simple.
Get My Cash Offer-
Tell Us About Your Property
Share a few details online, or call or text us.
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Set an Appointment
We visit once to see the house and meet you in person.
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Get a Fair Offer
A no-obligation, all-cash offer, with our math explained.
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Close the Deal
You choose the closing date and get cash in hand.
Read What Our Clients Are Saying
Real reviews from St. Louis-area homeowners who sold to us.
Selling a Hoarder House: Your Questions
Can I sell a hoarder house without cleaning it out?
Yes. We buy hoarder houses as-is, belongings and all. Take what you want to keep and leave the rest. The cleanout is our job after closing.
How do you make an offer on a house you can’t fully see?
We walk through what we can, look at the location, the size and the likely repairs, and check recent sales of similar houses nearby. Then we explain exactly how we got to our number.
Do I need to be there for the visit?
Someone needs to let us in for one visit. If you live out of town, a family member, friend or agent can meet us, and we can handle most of the rest by phone and email.
What happens to the things left in the house?
After closing, we take care of everything left behind. Make sure you’ve taken anything you want to keep before the closing date.
How fast can I sell a hoarder house?
We can close in as little as 7 days, or on a later date you choose.
Do I pay commissions or closing costs?
No. You won’t pay real estate commissions, and we cover the closing costs. Any mortgage or liens are paid off from the sale at closing.
Ready to Sell Your House?
Get your fair, no-obligation cash offer and pick the closing date that works for you.